| To serve your different financial needs, MEVAS Bank provides you with a variety of comprehensive mortgage loan plans. Application is opened for residential unit, aged building, commercial unit, industrial unit, shop and village house etc., which enables you to easily buy your own property and obtain extra financial flexibility. Your dreams can be accomplished in a minute! |
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Residential Mortgage ( Including New Purchase from Primary Market / Secondary Market & Refinancing ) & Other Mortgage Privilege Offers |
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Privileged Interest Rate as low as |
Cash Bonus as high as
(base on loan amount)
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Plan 1 - Low Interest Rate |
As low as P1- 3.05% for entire loan tenor
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0.90% |
| Plan 2 – Low Early Redemption Penalty |
As low as P1-2.55% for entire loan tenor
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Not Applicable |
| Plan 3 - Mortgage 1+1 Account |
Combines a savings account, current account and mortgage in one account. Mortgage interest rate can be as low as P1-2.55% and current account entitles deposit rate same as mortgage rate
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0.30% |
| Plan 4 - HIBOR Mortgage Plan |
As low as HIBOR2+0.70% for entire loan tenor (Cap at P1-2.75%)
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0.50%3 |
| Other Privileges |
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First-year fire insurance premium waiver and first 6-month premium waiver for the Household Contents Insurance4.
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Credit Card Annual fee waiver |
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Loan amount can be up to 95% 5 |
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Repayment term up to 30 years |
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| Offer Terms and Conditions |
- "P" refers to MEVAS Bank Hong Kong Dollar Prime Rate.
- Hong Kong Inter-bank Offered Rate (HIBOR) is the reference rate of the HIBOR Mortgage Loan Plan. HIBOR tenures of 1,3,6 and 12 months are available.
- Customers can enjoy up to 0.5% cash rebate. The maximum cash rebate is 1% of the 70% of the property price or the valuation, whichever is lower.
- The offer of the Household Contents Insurance are valid until December 31, 2010. The above offers only applicable to insured with Dah Sing Insurance Company Limited. For terms and conditions of the offers, please contact the staff of MEVAS Branches.
- Loan ratio over 70% and up to 95% will only be offered to mortgage loan under HKMC's Mortgage Insurance Programme.
- The Bank reserves the rights to revise the above offers and terms at any time without prior notice.
- The terms and conditions of above mortgage plans are for reference only. Actual and final mortgage loan offer is subject to relevant terms and conditions agreed between the Bank and customers.
- The above mortgage plans should be bounded by the relevant terms and conditions. For details, please contact the staff of MEVAS Branches.
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